About Upgrade
What is Upgrade?
Upgrade is a consumer financial-technology company, founded in 2016 and headquartered in San Francisco. It offers affordable credit, mobile banking, rewards cards and other products that help mainstream consumers manage and pay down debt.
Where will I work?
Upgrade runs a flexible hybrid model across its San Francisco headquarters and other US offices.
What is the Upgrade team like?
Around 1,600 people work at Upgrade. It is a Built In Best Place to Work (2026).
Work-Life Balance
Upgrade is a standard five-day-week employer recognised on Built In's Best Places to Work list, with a flexible hybrid model.
Perks and Benefits
- Medical & vision insurance
- Dental coverage
- Equity / stock options
- 401(k) retirement plan
- Paid parental leave
- Mental health support
- Professional development