About Monarch Money
What is Monarch Money?
Monarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again. Since launching in 2021, Monarch has become "the top-recommended personal finance app by users and experts" — and frequently appears in side-by-side comparisons against YNAB, Simplifi, Credit Karma, and Mint.
In the company's own words: "We're building a product that helps people feel clear, confident, and in control of their finances, and it's changing lives in the process." The mission is direct: "to take the stress out of finances so our members can focus on what truly matters." Many on the team came in as members first — "Many of us were members before we were team members, and we're building tools that directly improve the financial lives of real people."
Where will I work?
Monarch is fully remote (since pre-COVID) and async-first. The team collaborates synchronously mostly from 9 am – 2 pm Pacific time and embraces asynchronous work across time zones. The careers page sums up the philosophy: "work wherever you are happiest and most productive. Whether that's out of your home, a co-working space, or elsewhere." The legal entity is Monarch Money, Inc., headquartered in San Francisco.
What is the Monarch team like?
Monarch describes itself as "a team of do-ers led by experienced entrepreneurs who are passionate about helping our members reach their financial goals." The product roadmap is iterative and user-feedback driven: "hyper focused on building a product people love and continuing to evolve based on user feedback." Team voices on the careers page describe the work as "a strong sense of responsibility to build great things" (Wells Riley, Principal Product Designer) and "a product-minded team that's genuinely excited about building thoughtful experiences" (Simon Ayzman, Tech Lead Manager). The departments hiring include Engineering (multiple specialty teams), Product & Design, Operations, and Customer Success.
Work-Life Balance
Monarch combines Unlimited PTO with a First Friday off every month — "3 day weekend every month! we take off the 'first friday' every month to focus on rest, recuperation, or just having fun!" That's twelve extra long weekends a year on top of unlimited time off. The fully remote, async-first model lets the team work to their own rhythms.
Perks and Benefits
- Unlimited PTO + first Friday off every month (3-day weekend monthly)
- Best-in-class health coverage (medical, dental, vision in the US)
- Generous parental leave — all paths to parenthood supported
- Fertility benefits
- 401(k) plan
- Competitive cash + equity compensation in a hyper-growth, early-stage company
- Monarch Grow structured L&D program tailored to your interests
- $1,500 annual development stipend — "truly yours to spend, whether you're mastering your craft or exploring something new"
- Stipend to set up your ideal working environment
- Fully remote, async-first — work wherever you are happiest and most productive