About Coterie Insurance
What is Coterie Insurance?
Coterie Insurance is a commercial-lines insurtech making small-business insurance fast and simple: instant-bind BOP, professional liability and general liability policies distributed through agents, brokers and embedded partners. Founded in 2018 and backed by ~$100M through Series C, Coterie describes itself as "focused on leveraging insurance knowledge and technology to efficiently de-risk the modern workforce." Its products are distributed through the people small businesses already trust — independent agents, brokers, and embedded partners who quote and bind policies through Coterie's API in minutes rather than days — which is why the team skews toward engineers, actuaries and distribution specialists rather than a traditional field force.
Where will I work?
Wherever your role allows: "Our HQ is in Montgomery, Ohio... but we operate as a 100% digital business which makes it easy to work remote as your role allows." The Cincinnati-area office exists; the operating model is digital-first.
What is the Coterie Insurance team like?
Around 200 people across engineering, underwriting, actuarial, distribution and operations. Glassdoor reviewers rate it 4.1 overall with work-life balance at 4.1 and 76% recommending — with the honest note that some reviews mention restructuring periods along the way.
Work-Life Balance
Coterie's unlimited-PTO policy comes with the feature most unlimited policies lack — a floor: "Coterie also has unlimited PTO. We expect you to take time off at least 10 days during the year not including holidays." Time off you're expected to actually take. The named holidays sit on top of the unlimited policy — Christmas, New Year's Day and Thanksgiving are called out separately in the adverts, so the 10-day minimum is genuinely additive rather than holiday-padding.
Perks and Benefits
- "Unlimited PTO. We expect you to take time off at least 10 days during the year" — verbatim, with named holidays on top
- "100% digital business" — remote as your role allows
- "Health Insurance - United Healthcare (we pay 90%)"
- "Dental and Vision (we pay 100%...)"
- Series C insurtech equity upside in a real, revenue-generating business
- Cincinnati-area HQ for those who want a desk