Company Description
MORE THAN A CARD READER, MORE THAN A DIGITAL ACCOUNT: a complete solution for our customers, a business made of people, for people.
We were born with the purpose of improving lives, sharing dreams and achievements. We do this through innovative solutions that transform, with simplicity and efficiency, the financial management of people and businesses.
Now, we are part of Serasa Experian: together we are creating a better future for everyone, expanding opportunities here and now. In addition to our customized solutions for businesses, we are also working hand in hand with Serasa on the consumer-facing front, which carries out a series of initiatives that contribute to the financial education, management and empowerment of the population. Through the Serasa platform, we enable the offering of the Serasa Digital Account, a payment account that allows consumers to make various payments, including for debt negotiations in Serasa Limpa Nome, quickly and securely.
Here at PagueVeloz we want to do things differently, be disruptive, welcoming and attracting entrepreneurs and showing that the financial market can indeed be: less bureaucratic, slow, old-fashioned and much less complicated. To do this, we are building a strong, diverse team that is not afraid of challenges. Here, diversity is an ally of transformation. That is why we encourage and value applications from professionals who are: women, Black, Indigenous, Asian and/or multiracial people, members of the LGBTQIAPN+ community, PwD (persons with disabilities) and people in vulnerable situations.
Liked it? Then come tell new stories and be part of #TimeVeloz too.
Job Description
Product Specialist I to work on the Payments Infrastructure front, focusing on the Pix, Boleto, DDA (Authorized Direct Debit) and Open Finance modules. The person will be responsible for supporting the continuous evolution of these payment methods, ensuring regulatory compliance, quality of experience and operational performance, together with technology, operations, compliance and business teams.
Main responsibilities
- Manage the backlog and prioritization of items related to Pix, Boleto, DDA and Open Finance, together with the Product Owner/area coordination.
- Gather, document and detail functional requirements and business rules together with technology, operations and compliance areas.
- Monitor product performance indicators (availability, transaction success rate, settlement time, transaction volume) and propose data-driven improvements.
- Ensure compliance with the rules of the Central Bank of Brazil (BACEN) and other applicable regulators for Pix, DDA and Open Finance, following regulatory updates and assessing their impact on the product.
- Support functional testing, certification and validation of new features before go-live.
- Act as the focal point between technical areas and business/operations areas for incident resolution and continuous improvements.
- Prepare product documentation (specifications, flows, policies) and support materials for internal teams.
- Monitor the market and competition (other payment institutions, fintechs, banks) to identify opportunities to evolve the product.
- Support Open Finance integration initiatives, including consent flows, data sharing and payment initiation.
Qualifications
- Experience in Product, working with payment methods (Pix, boleto, DDA, TED/TEF, cards or similar).
- Knowledge of how the Pix ecosystem works (arrangement, DICT, SPI) and/or Open Finance (implementation phases, APIs, consent).
- Experience with agile methodologies (Scrum/Kanban) and tools such as Jira, Confluence or similar.
- Analytical skills for reading product data and indicators (basic SQL is a differentiator).
- Good written and verbal communication, with the ability to translate technical and regulatory requirements for different audiences.
Desirable
- Experience in payment institutions, acquirers or digital banks.
- Knowledge of DDA and bank collection flows.
- Familiarity with BACEN regulations (BCB Resolutions, Circulars) related to payments.
- Experience with flow modeling tools (Miro, Lucidchart) and technical specification (Swagger/OpenAPI).
Additional Information
This is an affirmative position for women, as part of our commitment to advancing gender equity in the workplace.
Serasa Experian invests in female leadership and has a partnership with TODAS Group. In addition, we joined the 'Elas Lideram 2030' Movement, and joined UN Women to reduce gender inequality by 2030!!
We also have the Women in Experian group, which seeks to improve gender equity for women by creating development opportunities, different perspectives, skills, among others.
Come be part of this transformation!
If you do not identify with this group, we invite you to explore other opportunities on our careers page. We have several openings that may match your profile and interests.
Come be #TimeVeloz!
Let's grow together! We truly want to contribute to the growth of those around us. Our Purpose? To improve lives, share dreams and achievements.