Company Description
Experian is a global data and technology company that drives opportunities for people and businesses around the world. We operate in diverse markets, including financial services, healthcare, automotive, agribusiness, insurance, and others. Experian invests in people and cutting-edge technologies to unlock the power of data. We have an incredible team of 25,200 employees in 32 countries.
Our uniqueness is valuing yours. Experian's people-centered, inclusive, and purpose-driven culture is recognized by numerous awards — including World's Best Workplaces™ 2025 (Fortune Top 25 global) and Great Place To Work™ in 26 countries, among others. Check out Experian Life on social media or explore our careers website to understand why. Experian is also proud to be an employer that promotes equal opportunities and affirmative action
Job Description
- Consolidate the company's numbers across different sources (commercial, operations, financial) and ensure that TPV, ARV, MCC, MMC, and accounting results align with each other, with no divergent versions circulating
- Be the single point of reference for "what is the correct number" when different areas arrive with different readings of the same indicator
- Assume end-to-end monthly closing, including calculation of MDR, Gross TR, and Net TR, without need for direct supervision
- Calculate and validate complex provisions: chargebacks, defaults, receivables anticipation via FIDC or balance sheet
- Ensure correct accounting records of the entire financial settlement chain (D0, D1, D30, receivables schedule) and anticipate mismatch risks
- Be an internal reference on BACEN regulations applicable to IPs (payment methods circulars) and translate regulatory changes into accounting adjustments without external intervention
- Conduct internal and external audits independently, with work papers already structured and defensible
- Consolidate and cross-check FCST, BDGT, and Actual across areas, with root cause diagnosis of variations, not just description of the deviation
- Structure and maintain the single source of truth for controllership indicators, avoiding rework of each area calculating its own number
- Identify and implement process improvements on your own, reducing closing time, operational risk, and noise from divergent numbers across the team
Qualifications
Requirements and qualifications Education and experience
- Degree in Administration, Economics, Engineering, Accounting, or related fields.
- Experience in the financial sector, fintechs, banks, securitization companies, or consulting firms.
Technical knowledge
- Strong command of advanced financial modeling (advanced Excel mandatory).
- Knowledge of:
- FIDC structuring (quotas, subordination, triggers, ratings)
- Accounting standards (BRGAAP and IFRS)
- Structured flows and credit analysis
- Familiarity with CVM regulations, especially FIDC, will be a differential.
- Knowledge of BI tools (Power BI, Tableau) is desirable.
Behavioral competencies
- Analytical thinking and ability to handle high complexity.
- Proactive profile, with strong sense of ownership and autonomy.
- Excellent communication and ability to translate technical topics for diverse audiences.
- Organization, attention to detail, and focus on quality.
- Ability to work in a dynamic and transforming environment.
Differentials
- Previous experience in fintechs or financial technology companies.
- Experience with structuring operations in the capital markets.
- Advanced English.
Additional Information
Serasa Experian is much more than you imagine. With the purpose of creating a better future, expanding opportunities for people and businesses, in Brazil we are more than 4,000 people working in diverse teams and specialties. Here, every knowledge and diversity complement each other and you can work on what you love most. We are committed to building an inclusive culture and an environment in which people can balance their careers with their personal commitments and interests, prioritizing well-being.
We are very dedicated to being one of the best and most innovative companies to work for in the country, enabling incredible experiences and careers for our people. Our strong people-first approach is recognized externally through various market certifications: we were awarded by Great Place To Work™ in 24 countries and by the international Top Employers certification, and we are recognized as one of the best companies for young professionals with a 4.6 rating on Glassdoor. Each recognition shows us that we are on the right path, providing an increasingly better work environment for our talents.
Come be #FastTeam!
Let's grow together! We want to truly contribute to the growth of those around us. Our Purpose? Improve lives, share dreams and achievements.