About KOHO
What is KOHO?
KOHO is a Canadian fintech. Its homepage says "KOHO is a financial app with a prepaid Mastercard® that helps you spend smarter, save with market-leading interest, build credit, and get a cash advance when you need it." and its about page says "KOHO is a Fintech company rooted in the belief that better financial solutions for all Canadians exist." The site also offers cash advances and Pay Later plans, so KOHO lends as well as holds prepaid balances. It is not a bank: the legal terms say "KOHO is not a bank and does not itself take deposits." and describe KOHO Financial Inc. as "a FINTRAC registered money services business", and the security page says "we’ve partnered with Peoples Trust, a federally regulated bank, to safeguard your funds." One advert (Senior Legal Counsel) refers to "KOHO Bank (letters patent pending)", and another (Senior Product Manager) says "KOHO is building toward becoming a full-service bank". On 11 June 2026 KOHO announced a $130 million raise that, in the words of a Canadian fintech news site, "KOHO said it has been working through the regulatory process to obtain a banking licence. With the round now closed, the company says it has the capital base to make a substantive step toward securing a banking licence in Canada, subject to ministerial approval." The same report says "Since launching in 2014, KOHO has grown to serve more than 2.5 million Canadians and has raised $507 million CAD to date."
Where will I work?
KOHO works remotely. The culture page says "since we’re fully remote", and on 12 November 2026 Ashby tagged all 10 adverts as Remote with the location "KOHO (CAN)". The adverts that say more are tied to Canada: "working remotely from anywhere in Canada" (Junior Designer) and "a role to work remotely based in Canada" (Senior Purple Team Engineer and Senior Product Manager). The culture page lists "Work from anywhere" as a perk. The adverts are bilingual, with an English and a French description of each role. KOHO's own legal terms give the card issuer's address as Suite 400-601 West Broadway, Vancouver, BC, and BetaKit (11 June 2026) described the company as "Founded in 2014 in Vancouver, with operations in Toronto"; none of KOHO's home, about, careers, culture, security, contact or legal pages names a head office. No page says staff must visit an office.
What is the KOHO team like?
The 10 open roles are spread across five departments: three in Product (two Product Design, one Product Management), two in Marketing, two in Technology (Security and Platform Engineering), two in Risk & Compliance (the "Bank" team: a Privacy Office director and a Financial Crime Office director) and one in Legal. Every advert posts a salary range, for example "The posted salary range for this role is $175,000 – $210,000 CAD / year." The adverts describe the culture as "KOHO is for builders." and "We’re building for impact, not bureaucracy.", and every one says "KOHO is entering its next chapter - leaner, smarter, more AI-integrated." The culture page lists four values (User First, Dynamism, Warmth and Craft) and a table of employee engagement scores, with an overall score of 4.3 for the second half of 2025 (the scale is not stated). In February 2023 BetaKit reported that KOHO had cut 14 percent of its workforce, around 42 full-time, part-time and contract staff.
Work-Life Balance
All 10 adverts, across Product, Marketing, Technology, Risk & Compliance and Legal, carry the same passage in their ABOUT KOHO section: "At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust." No advert states a core-hours window, a time-zone overlap or weekly hours, and the culture and careers pages do not repeat the flexible-hours or asynchronous wording, so the wording is advert-only. The culture page lists "Generous PTO" without a number of days, and no page gives a leave-day count. Customer support runs around the clock ("We’re here around-the-clock, 7 days a week."), but no support or shift role is on the board.
Perks and Benefits
- Competitive salary, stock options, annual merit increases and a holiday bonus (culture page)
- Work from anywhere (culture page; the adverts are remote roles based in Canada)
- "Generous PTO" (culture page), with no number of days stated
- Health & Lifestyle spending accounts
- $1,000 remote office setup budget
- $5,000 referral bonus
- No fee KOHO Everything account
- $2,000 annual training allowance and an in-house coaching program
- A posted salary range in every advert