Privredna banka Zagreb d.d. is a company whose vision is to be a role model and a center of excellence in the field of financial operations in Croatia. The foundation of our successful business is our employees, who actively participate in the modern development of the bank and the creation of constant change. PBZ, as an innovative and modern bank focused on internal development, provides an environment where you can develop in the direction you want. The universal way to build a career with us is no secret: through effective work, achieving goals, continuous development of competencies, responsible organizational behavior, embracing diversity, team contribution, and personal proactivity. All the prerequisites are there; it is up to you to take advantage of them.
Senior/Lead Analyst (m/f) for the development of credit policies, processes, and lending rules
(work location: Zagreb)
The position involves operational participation in the process of developing credit risk management policies, organizing credit processes and key elements of business decision-making, and improving internal control systems.
Work tasks include:
- analysis and design of processes and rules for approving placements, as well as the development and maintenance of application components that support the aforementioned process
- development of automated decision-making systems based on internal models
- active participation in projects related to the digitalization and optimization of credit approval processes in accordance with the latest trends in digital business
- retrieval and analysis of data on clients and credit products, with the goal of identifying high-risk "clusters" and monitoring the performance of decision-making rules
- participation in the development of internal credit risk models (PD), design of processes for assigning internal credit ratings, and implementation of internal models into credit processes
- specification of requirements and functionalities for the implementation of new, as well as the improvement of existing, application solutions, ensuring the quality of IT deliverables, and the development and testing of the central decision-support system and applications used in the credit process
- writing and maintaining procedures and instructions for credit risk approval and monitoring processes
Formal requirements that all candidates must meet are:
- University degree (preference for IT or mathematics majors)
- minimum of 3 years of relevant work experience
- knowledge of the credit process and/or credit risk measurement models
- experience working with databases (knowledge of SQL or working in SAS tools is preferred)
- advanced knowledge of English, both spoken and written
- advanced use of MS Office
Ideal candidates for this position possess:
- strong analytical skills and a focus on final results
- independence, systematic approach, and responsibility in work
- the ability to quickly adapt to different business situations
- initiative for improving business activities
- a high level of written communication and clarity and conciseness in expression
- confidence and proactivity in their approach
What we offer?
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Career advancement opportunities and professional development
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dynamic and motivating environment
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challenging projects
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professional courses, seminars, internal development modules
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Work-life balance and care for employees
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remote work options
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systematic medical check-ups every two years
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corporate kindergarten with subsidies
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a day off for your birthday
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PBZ standard sports association and MultiSport card
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PBZ book club
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Occasional bonuses, gifts for children, cash rewards
you can read more about a career in the PBZ Group on our corporate website
We invite interested candidates to apply for the vacancy no later than Thursday, September 17, 2026.
At Privredna banka Zagreb, we recognize your talent, provide you with top-tier conditions for professional development, and want to create new value together with you. If you are ambitious and motivated and want to take a challenging step forward in your career – contact us.