Product Manager at Experian

Company Description

MORE THAN A CARD MACHINE, MORE THAN A DIGITAL ACCOUNT: a complete solution for our clients, a business made of people, for people.

We were born with the purpose of improving lives, sharing dreams and achievements. We do this through innovative solutions that transform, with simplicity and efficiency, the financial management of people and businesses.

Now, we are part of Serasa Experian: together we are creating a better future for everyone, expanding opportunities here and now. In addition to our customized solutions for businesses, we are also working hand in hand with Serasa on the front of solutions for the end consumer, which carries out a series of initiatives that contribute to the education, management and financial empowerment of the population. Through the Serasa platform, we enable the offering of the Serasa Digital Account, which is a payment account that allows consumers to make various payments, including for debt negotiations in Serasa Limpa Nome, in a fast and secure way.

Here at PagueVeloz we want to do things differently, to be disruptive, welcoming and attracting entrepreneurs and showing that the financial market can indeed be: less bureaucratic, slow, old-fashioned and much less complicated. To do this, we are building a strong, diverse team that is not afraid of challenges. Here, diversity is an ally of transformation. That is why we encourage and value applications from professionals who are: women, Black, Indigenous, Asian and/or multiracial people, members of the LGBTQIANPN+ community, PwD (people with disabilities) and people in vulnerable situations.

Liked it? Then come tell new stories and be part of #TimeVeloz too.

Job Description

Pagveloz is looking for a Payment Methods Manager to lead the strategy, operation and expansion of the company's portfolio of payment solutions (cards, PIX, boleto, digital wallets and other methods). The professional will be responsible for ensuring the performance, security and regulatory compliance of operations, in addition to conducting negotiations with acquirers, card brands and financial partners.

Responsibilities

Define and execute the payment methods strategy aligned with business objectives; manage relationships with acquirers, sub-acquirers, card brands, banks and other payment partners; monitor performance indicators (approval rate, chargeback, cost per transaction, reconciliation); lead initiatives to reduce costs and improve conversion in checkout flows; ensure adherence to regulatory standards (Central Bank, PCI-DSS, LGPD) and anti-fraud; coordinate internal squads (product, technology, risk and finance) in projects for new payment methods; manage the area's budget and supplier contracts; follow market trends and innovations in the payments sector.

Qualifications

Higher education in Administration, Economics, Engineering or related fields;
Experience in payment methods, acquiring, fintechs or financial institutions; experience negotiating contracts with acquirers/card brands;
Knowledge of Central Bank regulation on payments and payment arrangements;
Experience in managing teams and multidisciplinary projects; command of the sector's financial and operational indicators (MDR, TEF, reconciliation, chargeback);
Intermediate/advanced English.

Differentials

Experience with PIX, open finance or digital wallets;
Experience in high transactional scale environments;
Certifications in project management or financial products.

Additional Information

Serasa Experian is much more than you imagine. With the purpose of creating a better future, expanding opportunities for people and companies, in Brazil we are more than 4 thousand people working in various teams and specialties. Here, every knowledge and diversity complements each other and you can work in what you love most; we are committed to building an inclusive culture and an environment in which people can balance their career with their personal commitments and interests, valuing well-being.

We are very dedicated to being one of the best and most innovative companies to work for in the country, enabling incredible experiences and careers for our people. Our strong people-first approach is recognized externally through various market certifications: we were awarded by Great Place To Work™ in 24 countries and by the international Top Employers certification, in addition to being recognized as one of the best companies for young professionals and having a 4.6 rating on Glassdoor. Each recognition tells us that we are on the right path, providing an increasingly better work environment for our talents.

Come be #TimeVeloz!

Let's grow together! We want to truly contribute to the growth of those around us. Our Purpose? Improving lives, sharing dreams and achievements.

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