Eximbank, part of the Intesa Sanpaolo Group, enjoys over 30 years of experience in providing quality financial services. Our bank is dedicated to innovation and excellence, offering our team members opportunities to get involved in a dynamic, internationally influenced environment. As part of a top global banking group, we leverage international expertise to improve our local operations. We are looking for passionate and talented individuals, ready to embark on a rewarding professional path and contribute to our innovative and customer-oriented approach.
Responsibilities:
- Participate in the analysis and evaluation of credit applications for Small Business and SME clients;
- Analyze the business model, activity, market position, and risk profile of clients;
- Evaluate financial statements, cash flows, and repayment capacity;
- Identify risks associated with the client and the transaction and propose appropriate mitigation measures;
- Formulate independent, objective, and well-argued credit opinions;
- Analyze the sustainability and economic rationale of proposed financings;
- Identify strengths, vulnerabilities, and potential warning signs related to the client and the transaction;
- Collaborate with Relationship Managers and other functions involved in the lending process;
- Prepare and present analysis conclusions to decision-making bodies;
- Ensure compliance with internal policies, procedures, and applicable regulatory requirements;
- Contribute to the development and improvement of credit analysis processes and methodologies.
Candidate Requirements:
- Higher education in economics, finance, accounting, banking, or a relevant field;
- Experience in financial analysis, lending, credit risk, or Corporate/SME banking activity;
- Solid knowledge of financial statement analysis and interpretation;
- Knowledge of cash flow analysis and repayment capacity evaluation;
- Understanding of key financial indicators and credit risk assessment principles;
- Knowledge of financing products and structures dedicated to companies;
- Ability to analyze both the financial and qualitative aspects of a business;
- Good knowledge of Microsoft Excel and the ability to work with financial data and information;
- Knowledge of English at a minimum B1 level (B2 level is an advantage).
At Eximbank, every team member is a crucial asset, and you could be the next one! Explore our job opportunities, apply, and join our visionary team with a global perspective!