Credit Risk Intern (IFRS 9)

Introduction: We are looking for final-year students or recent graduates in finance-related disciplines (Business Administration, Economics and Commerce) who wish to start a training and professional path in banking. Analytical skills, problem solving and the ability to work in a team are fundamental for this position. We seek curious people with a natural propensity to find solutions to non-standard problems and a proactive approach to challenges. Given the sensitivity and importance of the data handled, precision and attention to detail are essential. The resource will join a team specialized in Credit Risk Management, responsible for calculating accounting write-downs according to the IFRS 9 accounting standard for Intesa Sanpaolo's bank financial statements. The intern will have the opportunity to develop skills in financial data analysis, risk assessment and accounting process management in a structured and highly educational environment.

Main activities:

• Support the team in producing calculations required for estimating provisions according to IFRS 9
• Analyze results and reports from the calculations, helping to identify anomalies and explain observed phenomena
• Interface with different bank units and professional roles
• Participate in analysis of new calculation methodologies, contributing to evaluate their transferability into calculation engines and supporting simulations to estimate impacts in advance

What you will learn:

• Understand the calculation logic of accounting write-downs under IFRS 9 and their impact on bank financial statements
• Use data analysis and reporting tools, gaining familiarity with industry software and languages
• Interpret and validate quantitative analysis results, developing a critical approach to financial data management
• Deepen knowledge of Credit Risk Management processes in a structured banking environment
• Acquire problem solving skills and methodological research capabilities, contributing to improvement of risk evaluation models
• Develop communication and cross-functional collaboration skills by interacting with various bank units

Required qualifications:

• Degree in Business Administration, Economics and Commerce or related fields (also if still in progress)
• Knowledge of accounting and financial statement principles, interest in the IFRS 9 accounting standard
• Advanced Excel for data analysis and processing
• SQL, SAS, Python (considered a plus)
• Ability to analyze large volumes of data with attention to detail
• Good level of English

About us: We are a leading bank in Italy and one of the main banking groups in Europe. Join us and be part of our success story! With over 20 million customers in Italy and abroad, we are a driver of sustainable growth with a strong commitment to the environment and a tangible social impact. People are at the center; we care about them and work to create an inclusive culture where everyone feels valued and empowered. Join our international reality. The future is chosen, not waited for!

We guarantee an inclusive and equal opportunities environment. All candidates will be considered regardless of race, religion, sexual orientation, gender identity, marital status, age, disability or any other protected category in compliance with applicable Italian legislation.

For application evaluation, personal data will be used by Intesa Sanpaolo S.p.A. as Data Controller. Please review the dedicated Privacy Notice.