Credit Analyst

Intesa Sanpaolo Bank Albania, part of the Intesa Sanpaolo Group, is a leading bank in the country offering quality banking services, financial solutions, innovative products and services to corporate, institutional and high net worth clients, small and medium businesses and individual customers. We encourage a growth style that is attentive to sustainable results and creating a process based on trust that derives from customer and shareholder satisfaction, a sense of belonging on the part of our employees and close monitoring of the needs of local communities. We compete in the market with a sense of fair play and are ready to cooperate with other economic entities, public and private, whenever necessary, strengthening the overall capacity for growth and expansion in the local economy. Intesa Sanpaolo Bank Albania has a network of 35 branches in different cities of the country and will continue to expand strategically following closely the economic development of Albania.

Main responsibilities:

• To measure and monitor Counterparty risks exposure, foreign exchange risk as per the standards defined within the Bank’s internal regulations and Local regulatory regulations;
• To perform the process of limits/lines review with counterparties “BANK/Financial institutions”.
• To evaluate new credit proposals for the Segment “BANK/Financial institutions” in accordance with Parent Company and Central Bank rules and policies.
• To prepare reports for internal committees of the bank, Corporate Bodies, and local regulatory bodies on Bank’s counterparty, foreign exchange risks exposure, in accordance with Bank’s procedures, Group’s rules and local banking regulations;
• To monitor and prepare reports on the investment portfolio of the bank in accordance with the requirements of Parent company and regulator;
• To participate in the implementation and to maintain the automatic systems for management of risks related to the area;
• To prepare disclosure on the risks covered for the annual financial statements and Risk annual report;
• To be fully conversant with bank rules, Code of Ethics, Bank of Albanian regulations on risk management and the and operating procedures as they relate to his/her area of work.
• To undertake other duties as may be required from time to time.

Requirements/ Abilities:

• Bachelor degree in economic fields, business management; finance; business informatics;
• Sound knowledge of financial instruments, derivatives, regulations for banks;
• Minimum 2 year experience as Credit analyst;
• Keen to learn new information, adopt new skills and with the ability to identify and make improvements to systems and processes;
• Having good communication skills;
• Fluent in English and other language is plus;
• Being capable to use MS Office (Excel, Access, Power Point);
• Proactive with strong analytical skills;
• Strong interpersonal, written and verbal communications skills;
• Concern for accuracy, with good attention to details.

Everyone is an asset for our Bank and that person could be you! Check out our job opportunities, apply and join our team!