Posted 1 week ago
Only considering candidates eligible to work in Luxembourg, LU ⚠️
Intesa Sanpaolo is the banking group leader in Italy. Assisting more than 14,6 milion of retail customers through a network of 5360 branches, it significantly supports the development of Companies and gives an important sustain to the country's growth. The Group has a selected retail banking presence in Central and Eastern Europe, the Middle East and North Africa, with approximately 1,000 branches and 7.2 million customers in 12 countries. _Intesa Sanpaolo is also present in 25 countries in support of its corporate customers’ cross-border business.__It is looking for new qualify profiles who want to face demanding and challenging career path with the following requirements:_expebcib
Scope and Purpose
Overview:
The ideal candidate will have a strong background in analyzing credit data and financial information to assess the creditworthiness of potential and existing customers within a diversified corporate client portfolio.
Main activities:
- Support the Credit Department team in the decision making process related to customer credit applications in compliance with the internal and external regulations in force
- Examine corporate information, financial transactions, analyze and evaluate corporate financial data by developing internal financial model
- Prepare and analyze financial projections (alongside cash-flow and profitability vulnerability, via ratio analysis and/or stress testing)
- Assess the dynamics and nature of the Client's industry, including key risk aspects and the Client's competitive positioning within its industry
- Discuss of management strength, experience and track record and corporate governance more broadly
- Perform a Client's strategy assessment and associated execution risks
- Evaluate funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity
- Assess other pertinent risk aspects, including country risk, parental and/or governmental linkage/support, relative ranking of indebtedness
- Contribute to the development, improvement, and implementation of best practices, guidelines, procedures
- Prepare credit applications to be submitted to the decision-making bodies within the credit granting decision process
- Interact with all functions involved in the credit granting process and liaise with relevant stakeholders of business units of the Bank and the Group for credit-related matters
Required Experience
- Minimum 3/4 years of experience working in the same role
- Work experience in finance or credit analysis in banks
Competencies Required
- Master degree in Banking, Finance, Accounting, Economics
- Proficiency in financial analysis, risk assessment and developing financial models
- Proficiency in reading and analyzing financial statements
- General knowledge of international business and knowledge of financial products, Finance, Accounting
- Strong quantitative and analytical skills
- Good knowledge of MS Office Suite with strong knowledge of excel
- English-fluent (both written and spoken)
- Italian would be a plus
In accordance with the law of July 23, 2016 (Art. 8-5), and as part of Intesa Sanpaolo Bank Luxembourg pre-hire background screening process, we apply a risk-based approach to determine the requirement of carrying out such checks on candidates, including criminal record checks. This role is judged to be sufficiently sensitive to warrant carrying out a criminal record check. By applying to this job you are consenting Intesa Sanpaolo Bank Luxembourg to completing background checks including criminal record checks
Everyone is an asset for our Group and that person could be you! Check out our job opportunities, apply and join our team! IMICIBEX IMICIBWO